Protect Your Income and Family from Life’s Unexpected Events

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Accident Insurance helps cover costs from unexpected injuries, including emergency care, hospital stays, follow-up treatment, physical therapy, rehabilitation, and more. Benefits may also increase for injuries related to organized sports, and coverage can be portable, guaranteed renewable, and available with no medical history required. 

A serious illness can affect more than your health—it can also impact your income, savings, and ability to keep up with everyday expenses. Critical Illness Insurance provides cash benefits paid directly to you after a covered diagnosis, such as cancer, heart attack, stroke, kidney failure, major organ failure, and other covered conditions.

Benefits can be used however you choose, including medical deductibles, co-pays, mortgage or rent, utilities, transportation, childcare, lost income, or other household expenses. Coverage options may include individual, spouse, and family protection, with benefits paid in addition to any other insurance you may have.

This coverage is designed to help provide financial support during recovery, so you can focus on getting better—not on how to pay the bills

Your paycheck helps cover life’s essentials—housing, food, transportation, bills, and family needs. Income Protector is designed to help replace lost income if you become totally disabled and are unable to work due to a covered sickness or injury.

This coverage can pay cash benefits directly to you, from $750 up to $5,000 per month, depending on your income and selected benefit amount. Benefits may be available for up to two years and can help you maintain your standard of living, protect your independence, and keep up with everyday expenses while you focus on recovery.

Income Protector also features an “Own Occupation” definition of disability, meaning your ability to work is based on your own job duties—not whether you could perform another occupation. Coverage is portable, guaranteed renewable as outlined in the policy, and benefits are paid directly to you. 

Life can change in an instant. Term Life Insurance helps provide financial protection for the people who depend on you by offering affordable coverage for a specific period of time. If something happens to you during the covered term, your beneficiaries receive a death benefit that can help with income replacement, mortgage or rent, debts, tuition, childcare, medical bills, final expenses, and everyday household costs.

This plan offers flexible coverage options, including death benefit amounts from $10,000 to $250,000, a 10-year and 20-year term, and a Terminal Illness Benefit that may pay a portion of the death benefit if you are diagnosed with a terminal illness. Additional options may include spouse and child coverage, portability, renewability, convertibility, and waiver of premium in the event of total disability.